Car insurance discussions and local services.
scott_fire
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RE: WHY DOES PAYING MONTHLY COST MORE THAN PAYING ANNUALLY?
Yeah, I hear you on the tracking apps - tried one for a month and it just made me more anxious behind the wheel. The whole insurance process feels like they’re hoping you’ll just give up. I wish they’d make it less of a ...
RE: WHY DOES PAYING MONTHLY COST MORE THAN PAYING ANNUALLY?
Yeah, monthly always feels like a bit of a trap, doesn’t it? I get why they do it - missed payments are a headache for them, and I guess they want to cover their bases. Still, as someone who’s had to go monthly (thanks t...
RE: Would you risk a higher deductible to lower your insurance bill?
I’m with you on this. I’ve had my share of fender benders, and even a “minor” accident can set you back way more than you’d expect. I tried the higher deductible route once, thinking I’d save, but when I actually needed ...
RE: Do you really need extra insurance for a rental in Montana?
I hear you on the paperwork headache. I’ve had my share of close calls, especially in Montana - last time I was there, a truck kicked up a rock and left a nasty chip in the hood. My insurance covered it, but the back-and...
RE: Letting friends drive your car in MN: better to add them or rely on permissive use?
That’s what worries me. I’m considered high-risk, so my insurer is already picky. Permissive use sounds simple, but if something happens and they find a technicality, I’m toast. Even if it costs more, I’d rather add some...
RE: Car insurance in Wyoming: who actually treats you right?
Yeah, I agree with this. I’ve had my rates hiked after a winter accident, even though I was crawling along. Sometimes it feels like you can do everything right and still get dinged. But honestly, slowing down and watchin...
RE: SCORED A SWEET DEAL ON INSURANCE THANKS TO MILITARY DISCOUNT
Totally get where you’re coming from. I’ve had my share of close calls - couple fender benders, one not even my fault, but still ended up with my car in the shop for a week. Didn’t have rental coverage at the time and it...
RE: Getting caught without car insurance in Iowa is no joke
Honestly, I keep backups everywhere too - glove box, wallet, even under the car mat once (don’t ask). Iowa doesn’t mess around if you get caught without proof, and I’d rather not risk it. I tried one of those tracking ap...