sbaker71
sbaker71
@sbaker71
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Topics: 1 / Replies: 16
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RE: Finding decent car insurance in Delaware without losing your mind

Honestly, I think people get too hung up on the “at-fault” label. Insurance companies in Delaware (and everywhere else) are just looking for any excus...

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RE: SCORED A SWEET DEAL ON INSURANCE THANKS TO MILITARY DISCOUNT

MILEAGE CAPS ARE A DEALBREAKER FOR ME Yeah, those mileage caps are a joke if you actually use your car for, well, driving. I get that insurance compa...

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RE: Why can’t I use my points AND a coupon at checkout?

Honestly, it’s like trying to decode a carburetor diagram with half the parts missing. One day you can stack ‘em, next day you can’t—depends who’s wor...

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RE: little-known ways to snag cheaper insurance in Alaska

Bundling’s probably the only “discount” I’ve ever seen that actually moves the needle, to be honest. I’ve tried all the little tricks—winter tires, de...

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RE: Someone smashed my parked car—deal with insurance or call the cops?

Honestly, if someone smashed my classic and took off, I’d be calling the cops before I even checked the damage. Insurance companies will look for any ...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Same here. I stopped carrying the paper card years ago, and not once has anyone cared. Honestly, if they can pull up your info in their system, why sh...

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RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?

Honestly, these new city rules are just making it harder for folks who actually care about their cars. I get wanting to keep things tidy, but tarps bl...

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RE: Insurance headaches for risky drivers in NC—stick with big names or go local?

Couldn’t agree more about the chatbot thing—nothing worse than trying to explain your car’s value to an algorithm that just spits out blue book number...

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RE: quick heads-up on Arkansas auto insurance basics

Yep, learned this the hard way myself. Had Hagerty ask me directly for odometer readings when renewing my policy on my '72 Chevelle. They even request...

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RE: Insurance headaches for risky drivers in NC—stick with big names or go local?

Interesting points here, but honestly, going smaller isn't always the best move if you've got a sketchy driving record. Had a buddy with a '68 Mustang...

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RE: Hypothetical Car Accident: How Does PIP Insurance Actually Work?

Honestly, I wouldn't count on that "flexibility" too much. Had a buddy who waited about three weeks after his accident to report neck pain, and his in...

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RE: Scored a Sweet Auto Insurance Deal Thanks to My Military ID

Yeah, salvage yards can test your patience, but honestly, that's part of the thrill. I've scored some rare trim pieces for my old Benz that dealers wo...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

$500 is fine for a daily driver, but honestly, for my classics, I always go higher. If you're careful and rarely drive them, why pay extra every month...

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RE: lent my car to a friend, insurance got messy real quick

Honestly, I never bothered checking the fine print until it bit me hard. Lent my '68 Mustang to a buddy for a weekend cruise, and he ended up scraping...

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RE: is accident forgiveness really worth it in Ohio?

Honestly, accident forgiveness is one of those things you don't fully appreciate until you need it. I skipped it for years thinking it was just anothe...

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