I’ve actually been through this circus. Had a fender bender in a rental last year, figured my credit card would handle it all. Turns out, they covered...

Insurance companies have a formula, but it’s not as scientific as they make it sound. Basically, they’ll total a car if the repair costs reach a certa...

I get where you’re coming from, but I don’t think calling the cops is always necessary. If there’s no injury and the other driver’s info is legit, so...

Honestly, I’ve always thought the “actual cash value” thing was a bit of a ripoff. You pay into insurance for years, then when you finally need it, th...

I agree with your reasoning—if you're already flagged as high-risk, accident forgiveness might not significantly lower your current premiums. However,...

You're spot-on about mileage trackers getting complicated when lending your car out. Had a similar experience myself—lent my car to my brother-in-law ...

I agree that it's frustrating to see that extra charge every month, especially when budgets are already tight. Still, from personal experience, PIP ca...

Had a similar issue with my family sedan last year—DMV claimed my SR-22 wasn't filed properly, even though I had the confirmation email right there. E...

I see your point, but honestly, I found those trackers to be overly sensitive. Had one for a couple months and every little sudden stop—like when some...

I usually stick with one company—mostly for convenience and reliability. Discounts are nice, but honestly, consistent service and fewer headaches matt...