sarahs73
@sarahs73
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RE: Can Military Folks Really Get Cheaper Insurance Rates?

That’s been my experience too—military discounts sound great, but they’re just one piece of the puzzle. When I was comparing rates last year, my zip c...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

I get that. For me, I look at the math every year—what’s the premium, what’s my deductible, and what’s the car actually worth? If the coverage costs m...

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RE: Insurance headaches for risky drivers in NC—stick with big names or go local?

Couldn’t agree more—those chatbots just don’t “get” the context, especially if your car’s got custom work or isn’t just your average commuter. I’ve fo...

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RE: My insurance nightmare in Rhode Island traffic court

I get where you're coming from. It feels like the system is set up to catch you out, not help you. I’ve read through my policy line by line and still ...

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RE: My insurance nightmare in Rhode Island traffic court

Couldn't agree more on this. I learned the hard way after losing footage from a minor fender-bender because my cheap SD card decided to corrupt itself...

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RE: Finally figured out how car insurance works in no-fault states

Yeah, I see your point about budget dashcams—I've had mixed experiences myself. Had one cheap model that lasted barely six months before the battery g...

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RE: Insurance headaches for risky drivers in NC—stick with big names or go local?

Had something similar happen last winter—battery died, and the app just froze mid-request. Ended up troubleshooting step-by-step: restarted phone, cle...

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RE: Can Military Folks Really Get Cheaper Insurance Rates?

Military discounts can help, but honestly, they're not always the best route. When we insured our family SUV, bundling home and auto policies ended up...

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RE: Hypothetical Car Accident: How Does PIP Insurance Actually Work?

Good points, but honestly, even if you're not high-risk, PIP paperwork can still be a headache. Last year, I missed one checkbox—just one—and it set m...

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RE: HOW PAINFUL IS SWITCHING INSURANCE ONLINE REALLY?

I switched mine online last year and it was pretty straightforward too. Only hiccup was double-checking the exact deductible amounts—had to dig throug...

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