Totally get where you’re coming from. The telematics thing feels a bit unfair for older cars, like you said: I’ve noticed the same—those trackers ...

- Here’s what I found after way too much Googling and asking around: - Illinois law technically *does* allow electronic proof of insurance now, but ...

- Totally agree about the fine print—some of those requirements feel over the top, but I get why they do it. - Had to send in garage pics for my old P...

Had a similar surprise when I found out roadside assistance wasn't automatically included. Assumed it was standard until I got stranded with a dead ba...

I've thought about dash cams too, especially after hearing stories like your friend's—people can get pretty creative when shifting blame, huh? A coupl...

Yeah, I'd lean toward caution too. Insurance companies probably see a ton of sketchy claims daily... Dashcams aren't just handy—they're objective proo...

This is pretty spot-on from what I've seen. My cousin had a DUI here in Idaho about two years ago, and he was with one of the bigger national insurers...

- Definitely agree about emails being lifesavers. Learned that the hard way during my first fender-bender (rookie mistake, I know). Called the insuran...

I get the appeal of saving money with State Farm, but honestly, price isn't everything. A few years back, my sister had them and ran into some headach...

Good points overall, but honestly, arbitration clauses aren't always the silver bullet people think they are. A few things to keep in mind: - Arbitra...

From what I've seen, vehicle rarity or age doesn't really factor into PIP directly—it's more about the driver's risk profile and local accident stats....

I've been comparing these two myself lately, and here's what I've noticed so far: - State Farm seems to have the edge with their app and online tools...