Honestly, I get being careful, but reading every single line? That’s a lot. I usually just ask my agent straight up what’s covered and what’s not—save...

- Been there. Last year, I thought my “full coverage” meant roadside assistance—nope, that was an extra $40 a year. - Learned to call and ask about ...

- I’ve noticed the same thing—those “starting at” prices are just bait, and the real quote always creeps up once you add in your actual details. - I a...

- Totally agree about the shop making a difference. Had a situation with Geico where the first shop dragged their feet and didn’t handle the rental at...

I get where you’re coming from, but I actually lean on those price-checker sites a bit more than most folks. Here’s why: - When I’m planning a long t...

Totally agree with the mid-sized insurer point—had a similar experience myself. A few years back, went with a smaller local company because their rate...

Good point about seasonal policies—I did that with my camper van last winter and it definitely made a noticeable difference. Just make sure you rememb...

Fair point, but the garage thing can be tricky if you're traveling a lot. Had a buddy whose car got dinged parked overnight on a road trip—insurance w...

Totally agree on calling ahead—saved me more than once. A quick heads-up though: - Even when roadside assistance is included, some companies cap the ...