Yeah, severity definitely matters, but even a first-time DUI without accidents can sting pretty badly. I've been researching this lately (first-time i...

Honestly, I'm just about to buy my first insurance policy and reading these stories is giving me mild anxiety, haha. I've been deep-diving into the fi...

I've been tempted by liquid electrical tape too, but honestly, the drying time and mixed reviews make me hesitant. I'm all about reliability, especial...

I've read a few stories about EV battery indicators being overly optimistic, especially in colder climates. Makes me wonder—do EV drivers typically fa...

Mileage discounts are definitely worth checking out, but another angle to consider is storage coverage. If you're deployed or away for training often,...

Good point—I just bought insurance for the first time and ran a bunch of numbers myself. Accident forgiveness seemed pricey upfront, but honestly, the...

I get why you're considering it, especially with deer popping out randomly—Ohio roads can be tricky like that. But honestly, accident forgiveness usua...

Yeah, police reports definitely save headaches later. But honestly, as someone new to insurance, I'm still skeptical about the "temporary" rate hikes....