Man, you’re not kidding about those exclusions. I’ve seen people think their classic was covered for flood, only to find out “actual cash value” means...

Yeah, I hear you—most folks get a little too paranoid about the whole “permissive use” thing. It’s not like insurance companies have a secret squad wa...

You’re not wrong—loyalty discounts sound nice, but in practice, they’re usually just a tiny piece of the puzzle. I’ve seen folks who’ve been with the ...

Honestly, I get the caution, but I’ve never had anyone ask for more than license and proof of insurance in SD. Maybe it’s just luck or newer cars? I d...

Yeah, I totally get that. Having a paper trail from online chats has saved me more than once—especially when someone tries to backtrack on a deal or “...

Honestly, that’s been my biggest gripe too. I’ve seen those “hard acceleration” dings pop up when I’m just merging with traffic—it’s not like everyone...

Honestly, you’re probably fine. Most cops are cool with digital proof these days, at least in Illinois. I get wanting to ditch the glove box clutter—m...

I hear you on the uninsured drivers—Houston’s got a real problem with that. It’s wild how many folks just roll the dice and hope for the best, and the...

Honestly, I get where you’re coming from. It does feel like you shouldn’t have to “game” the system just to get help, right? In my experience, if you ...

Honestly, Houston’s just a beast when it comes to insurance rates. I’ve worked a lot of claims there, and it’s not just the traffic (though, yeah, sit...