Mileage rollovers would be a dream, but I’ve never seen a classic car policy that actually allows it. Like you said, it’s usually “use-it-or-lose-it,”...

Couldn’t agree more about the scare tactics—some rental agents really push that extra insurance, even when your own policy or credit card already cove...

It’s reassuring to see others weighing the same trade-offs. I’ve always leaned toward a lower deductible myself, even if it means my premiums are a bi...

The paperwork is a real headache, no doubt. I remember having to dig up transcripts and GPA letters for the good student discount, and honestly, the s...

Yeah, I’ve run into the same wall—unless your policy specifically spells out higher rental limits, adjusters won’t budge. It’s frustrating, especially...

I get where you’re coming from. The defensive driving discount always sounded like a bigger deal than it turned out to be for me, too. I took the cour...

Good approach—I had a similar experience with my '72 Porsche 911. After seeing how rapidly the market shifted, I now review valuations annually. It's ...

I've been commuting daily for years, and honestly, my dashcam has saved me more than once. Had a similar skepticism about insurance loopholes myself, ...

You're definitely right about the insurers being strict on DUIs. Another thing worth mentioning is that some Idaho insurers offer what's called an SR-...

I get your point, but I've seen the opposite happen too. At my previous workplace, they started off pretty relaxed about internet use, assuming everyo...