runner37
@runner37
Eminent Member
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Topics: 0 / Replies: 21
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RE: When The Other Driver Has No Insurance And Dings Your Car

I totally get the feeling that it’s overkill sometimes, but honestly, after a few too many close calls on the road (and one incident involving a rogue...

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RE: Deciding between just liability or going all-in with full coverage on Liberty Mutual

I’ve been down this road before—literally and figuratively. Had a ‘09 Accord that was worth about as much as my last camping trip’s gas bill. I kept f...

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RE: Deciding between just liability or going all-in with full coverage on Liberty Mutual

Man, the “what if” scenarios haunt me every time I see a squirrel dart across the road. I used to think liability was enough too, but after my last cr...

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RE: Why California’s minimum car insurance might not be enough

That’s the part that always gets me. You can baby your car, keep every receipt, polish it until you can see your reflection in the hood, and then—bam—...

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RE: Avoiding hefty fines for driving without insurance in OK—how I do it, but is there a better way?

Honestly, I’m right there with you—my glove box is like a black hole for napkins and expired fast food coupons. I use one of those cheap plastic sleev...

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RE: Finding affordable car insurance after 65 in kansas—anyone else struggling?

Can definitely relate to the “moving target” feeling. I swear, some years it feels like my premium is based on whether I had coffee that morning or no...

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RE: Do you really need extra insurance for a rental in Montana?

Honestly, I’m with you on this one. Montana’s got “expect the unexpected” written all over it. I’d rather pay a bit more than end up explaining to a ...

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RE: When The Other Driver Disappears: Uninsured Motorist Coverage In Action

I swear, my glovebox used to be a time capsule—old receipts, a petrified granola bar, and at least three mystery keys. After my last road trip, I fina...

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RE: Weighing legal trouble vs. losing trust: which is worse after fraud?

Losing trust really does hit different, doesn’t it? I mean, I’ve taken some wrong turns on road trips, but at least the GPS recalculates. When trust g...

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RE: Do you really need extra insurance for a rental in Montana?

I get the paranoia around rental insurance, but honestly, I think a lot of it is just clever marketing. I’ve done a bunch of Montana trips, and unless...

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RE: WHEN DOES PAYING EXTRA FOR MEDICAL COVERAGE ON AUTO POLICIES MAKE SENSE?

WHEN DOES PAYING EXTRA FOR MEDICAL COVERAGE ON AUTO POLICIES MAKE SENSE? I get where you’re coming from—those hospital bills can be brutal, and med p...

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RE: Confused about insurance rules in South Dakota—help me figure this out

That’s the nightmare scenario, right? I’ve definitely had my phone die at the worst possible moment—usually after a long day of GPS and podcasts on a ...

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RE: saving cash on insurance when you're young and broke

I hear you on the roadside coverage. I dropped it once thinking I’d save a few bucks, then my tire blew out at 2am on a road trip—lesson learned. Ever...

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RE: Insurance tips for my vintage ride needed

That's a good point about documenting repairs thoroughly—I learned that the hard way myself. A few summers back, I took my vintage VW camper out west ...

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RE: Just saved a chunk of cash on car insurance after defensive driving course

Haha, this made me chuckle because I've had similar experiences on road trips. It's funny how easily we slip into "autopilot" mode, especially when we...

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