Had a friend with a DUI a couple years back in Idaho, and he said the spike was pretty rough at first—almost double his original rate. But after takin...

Good points about covering your bases, especially with newer cars. I drive a luxury sedan and honestly, even a tiny scratch can cost a fortune—those s...

Digital definitely has its perks, but I've had the opposite experience. Last winter, my phone battery died unexpectedly during a long drive through so...

Honestly, neighborhood might not be the big factor we think it is. I've noticed something similar—moved from downtown LA (pretty busy, lots of traffic...

Roof racks surprised me too, honestly. I've had a Thule box on my Audi for years and never heard a peep from insurance. But speakers? Really? Makes me...

I see your point, but maybe it's different when you're driving something pricier? I mean, wouldn't a higher deductible make you think twice about risk...

I hear ya, comprehensive isn't just for luxury rides. Had a buddy wreck his older Accord—nothing fancy, but repairs weren't cheap... made him rethink ...

Yeah, had something similar happen when I was trying to shift my payment dates around. First rep was like a brick wall—kept quoting policy. Called bac...

Fair point, but even with a newer luxury car, collision coverage isn't always clear-cut. Ever checked the fine print on depreciation clauses? Sometime...