Car insurance discussions and local services.
rrogue37
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Topics and replies this member has contributed.
RE: When The Other Driver Has No Insurance And Dings Your Car
I get where you’re coming from. I used to drive this old Civic that was barely worth a couple grand, and I seriously debated dropping uninsured motorist coverage. But then a buddy of mine got rear-ended by someone with n...
RE: Shelter vs. State Farm for home insurance in Missouri - any strong opinions?
That’s a good point about wind/hail deductibles - those can sneak up on you. I’ve heard some companies are starting to push percentage-based deductibles instead of flat rates, which can get pricey fast if your home’s val...
RE: Running out of gas and waiting forever for help
I’ve had pretty much the same luck - sometimes help shows up fast, but more often than not, it’s a waiting game. I remember one time I was stuck on the shoulder during rush hour, and it took almost two hours for someone ...
RE: Why can’t I use my points AND a coupon at checkout?
Yeah, I get what you mean about the simplicity. I used to try and game the system by stacking every possible deal, but honestly, it got exhausting. Half the time, I'd end up at the register with a confused cashier and a ...
RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?
I hear you on the deer thing - my poor old Camry met its end thanks to a buck outside Bardstown. My agent didn’t just know the tow guy, she actually called the body shop to make sure they’d seen “another one from out by ...
RE: Getting Lost in the Maze of Uber and Lyft Insurance Rules
Honestly, I get where you’re coming from, but I’m not totally convinced they’ll ever make it seamless. The tech’s improved a bit over the years, but it still feels like they’re more focused on rolling out new features th...
RE: Letting friends drive your car in MN: better to add them or rely on permissive use?
I get where you’re coming from, but I’ve actually seen the “permissive use” thing get messy, even for one-off situations. A buddy of mine let his cousin borrow his car for a Target run - totally normal, not a regular thi...
RE: How I managed to stack discounts for military student drivers
Honestly, I’ve had a couple agents insist on running a soft credit check just to give me a ballpark quote, which felt unnecessary. I get that they want to be accurate, but it’s not like I’m signing anything yet. I think ...
RE: SCORED A SWEET DEAL ON INSURANCE THANKS TO MILITARY DISCOUNT
Honestly, I get where you’re coming from, but I’ve always leaned toward the higher deductible route. I drive a lot for work - like, a LOT - and the savings on monthly premiums really add up for me over the year. I just s...
RE: anyone else feel like AAA insurance isn't what it used to be?
I get what you’re saying. I used to think specialty insurers were just hype, but after my friend switched for his ‘72 Mustang, he said the same thing - way more personal attention. Still, I’m not sure it’s only about bei...