Car insurance discussions and local services.
rockyr80
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Topics and replies this member has contributed.
RE: Saving cash just for driving less? Didn’t think it was real
I get where you’re coming from, but I actually found the tracking thing kind of helpful for my wallet. I drive a newer sedan, and honestly, the insurance savings added up faster than I expected. Yeah, it’s a bit weird at...
RE: Finally found a decent insurance deal as a newbie driver
I get what you mean about the tracking - it’s a weird feeling knowing your driving is being “watched,” even if it’s just data. I drive a higher-end car and looked into those telematics policies, but honestly, I couldn’t ...
RE: How I got my car registered and insured in MA (step-by-step, sorta)
I’ve actually had to deal with this after a chipmunk chewed through some wiring in my S-Class. The repair bill was ridiculous, and insurance just shrugged it off as “wear and tear.” I started using that rodent tape under...
RE: Why does insurance cost more in Houston than Austin or Dallas?
I’ve actually tried one of those driving apps - Progressive’s Snapshot, to be specific. I drive a pretty flashy car but I’m super cautious, mostly because repairs are nuts if anything happens. Anyway, I did see a small d...
RE: Why does picking a deductible feel like a weird gamble?
Title: Picking a Deductible Always Feels Like Rolling the Dice You’re not alone in feeling that way. I’ve gone back and forth on this more times than I care to admit. My last car was a mid-range sedan, but when I upgr...
RE: Mileage-based car insurance: who’s using it and which company do you like?
I’ve wondered about this too, especially since my car isn’t exactly cheap to insure. I drive around 30 miles a day, mostly for work and errands, and tried a pay-per-mile plan for a bit. It looked good at first, but after...
RE: What happens if your rideshare app is between trips and you get into an accident?
That sounds rough. I’ve always wondered if those “gap” policies are even worth the extra cost, especially when you’re driving something that’s not cheap to fix. Did you ever get a straight answer about which insurance wa...
RE: Do you really need extra insurance for a rental in Montana?
Extra Insurance in Montana: Worth It or Not? I’ve wrestled with this exact question every time I rent, especially somewhere unpredictable like Montana. My regular insurance and credit card combo usually covers the basic...
RE: Why is figuring out how much car insurance you ACTUALLY need so confusing?
I totally get where you’re coming from. I drive a higher-end car and it’s even trickier - like, do I really need extra glass coverage or is that just overkill? The agent kept pushing “gap insurance” too, but my lease alr...
RE: anyone else feel like AAA insurance isn't what it used to be?
I totally get where you’re coming from. I’ve bounced between AAA and a couple of smaller insurers over the years, mostly because I drive a higher-end car and I’m always looking for the best mix of coverage and cost. The ...
RE: Confused about insurance rules in South Dakota - help me figure this out
That’s wild - never thought about the Badlands being a dead zone for apps, but it makes sense. I always keep a paper copy in my glove box, mostly because I’m paranoid about tech failing at the worst time (and, let’s be h...
RE: anyone else feel like AAA insurance isn't what it used to be?
Yeah, I’ve noticed the same thing lately. I actually started keeping a folder with all my claim numbers and policy docs, just in case. It’s wild how much more complicated it’s gotten. I remember when I first got my car (...
RE: Confused about Illinois car insurance rules - anyone else?
Has anyone ever actually had a cop refuse to accept a screenshot? I keep the app and a printout in my glovebox, but honestly, I’m not sure if it’s overkill. Is there an official rule on what’s “good enough” in Illinois, ...
RE: My insurance nightmare in Rhode Island traffic court
Good point about borderline tires causing headaches. Makes me wonder, though...does anyone know if insurance companies treat luxury cars differently when it comes to tire wear or minor maintenance issues? I've always bee...
RE: Insurance headaches for risky drivers in NC - stick with big names or go local?
Interesting take, but do you really think bigger insurers always make it easier? I've had mixed experiences myself. Had a minor scrape last year - nothing major, just a parking lot mishap - but even with a big-name insur...