Honestly, I’ve wondered the same thing. It’s like playing insurance roulette every year. You said, Been there. I picked a high deductible thinking I’...

Yeah, I get the argument that those little discounts add up eventually, but it still bugs me how much the system leans on stuff you can’t control. Lik...

Honestly, I get the appeal of just clicking a few buttons online and being done with it, but I’m always a little paranoid about stuff like this fallin...

Honestly, I’ve noticed the same weird jumps when I’ve moved—my old place looked sketchier but my rate was lower. Makes zero sense sometimes. About tim...

Yeah, I’ve noticed the same thing—there’s a lot of “it depends” with insurance in Idaho. People love to throw out those nightmare numbers, but honestl...

Yeah, this is exactly why I always feel skeptical about those bare-minimum insurance packages. Sure, they save you a bit on monthly payments, but the ...

Totally agree on skipping the dehumidifier—seems like overkill unless your garage is basically a swamp. I was skeptical about moisture barriers at fir...

Good points there, but honestly, I think it's not just about savings. I've always been a bit skeptical about paying higher premiums just to have a low...

I get where you're coming from with temp insurance—it's a hassle, no doubt. Honestly, though, adding yourself temporarily to someone else's policy sou...