I’ve noticed the same thing—online just feels more straightforward, especially when you’re dealing with something as specific as SR-22. I tried callin...

Been there myself... had a windshield cracked by hail once and assumed it was covered under comprehensive. Turns out I had a higher deductible than I ...

I've noticed insurers tend to rely heavily on customers just accepting hikes without question. Last year, my renewal jumped about 12% out of nowhere. ...

Couldn't agree more with your take on risk vs. reward. I've always leaned toward liability-only for older vehicles myself—though I admit, your tree br...

Actually ran into this myself a while back. My agent explained it's partly about risk assessment—basically, insurers track even minor incidents to gau...