robert_coder
@robert_coder
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RE: Finding affordable car insurance after 65 in kansas—anyone else struggling?

Those trackers are a bit much, aren’t they? I tried one out of curiosity—figured maybe it’d help with the insurance bill. Turns out, my ‘72 Chevelle d...

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RE: Would you risk a higher deductible to lower your insurance bill?

I get where you’re coming from. The “high deductible gamble” always sounds good on paper, but reality tends to have other plans. I tried it once, too—...

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RE: What happens if your rideshare app is between trips and you get into an accident?

I’ve always wondered how much those logs and dashcams actually help when insurance companies get involved. I mean, I keep meticulous records for my ol...

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RE: What happens if your rideshare app is between trips and you get into an accident?

That “coverage limbo” is exactly what frustrates me too. It’s wild how insurance companies can slice up your driving time into these weird categories,...

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RE: How do they actually decide when a car is “totaled”?

Back when I restored an old ‘68 Mustang, I learned the hard way that what looks like a simple fender bender can hide a world of problems. The frame wa...

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RE: Getting that student discount on car insurance… not as easy as I thought

Honestly, I’ve had similar issues—last time I renewed my policy, they wanted an official transcript, not just a student ID. Kind of surprised me, sinc...

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RE: Letting friends drive your car in MN: better to add them or rely on permissive use?

Couldn’t agree more about the “full coverage” illusion—there’s always a catch. I’ve had a few close calls with my ‘72 Chevelle, and even though it’s n...

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RE: Rising premiums for business vehicle fleets—anyone else notice this?

You nailed it with the “allergic” comment—insurers really do seem to get jumpy about anything with a little age on it. I’ve run into the same wall try...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

That “full coverage” label really is misleading. I’ve run into similar issues with my old Mustang—thought I was covered for everything, but when a tre...

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RE: Finally figured out my state's minimum car insurance rules and saved some cash

Had a similar experience a while back with my old Mustang. Thought I'd save some cash by going with the bare minimum coverage, and of course, that's w...

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RE: Finding affordable car insurance in Hawaii when you're labeled "high-risk"

Interesting to hear your experience. I've always been a bit skeptical about these online courses actually making a difference, especially after just o...

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RE: anyone else feel like AAA insurance isn't what it used to be?

Had a somewhat similar issue myself recently. Was out for a weekend drive in my '67 Mustang—nothing too adventurous, just cruising some rural backroad...

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RE: stuck between Geico and Progressive in NY, thoughts?

I think you're right to be skeptical... I've had both Progressive and Geico over the years, and honestly, response times always seemed more about the ...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Can't argue there, though I usually prefer handling things myself—especially with my vintage cars. Curious, did your agent explain if classic vehicle ...

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RE: Sneaky Auto Insurance Exclusions You Might've Missed

Good point about modifications—I ran into something similar with my classic Mustang. Thought I was covered for everything until I had a minor fender-b...

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