rmaverick70
rmaverick70
@rmaverick70
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Topics: 1 / Replies: 12
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RE: Choosing between basic liability and full coverage for your first car—what did you go with?

Honestly, I get the whole “every dollar counts” thing, but I’ve always been a bit paranoid about liability. Even back when I was driving a beat-up Civ...

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RE: How is ACV not just a fancy way to pay us less?

That’s exactly how it felt when my S-Class got rear-ended last year. ACV barely covered half of what I’d need to get something similar, let alone repl...

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RE: Running out of gas and waiting forever for help

Title: Emergency Compartments Are a No-Brainer I’ve wondered the same thing for years. My last three cars—two German, one British—have all had these ...

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RE: Would you risk a higher deductible to lower your insurance bill?

Yeah, I hear you. With a high-end car, one scratch can mean a four-figure bill. Here’s how I look at it: 1) Calculate the worst-case repair cost. 2) C...

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RE: SCORED A SWEET DEAL ON INSURANCE THANKS TO MILITARY DISCOUNT

Honestly, I used to skip the extras too, but after a fender bender in my S5, the rental coverage paid for itself. Repairs took weeks—no way I was driv...

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RE: Why I was surprised to learn Nebraska requires uninsured motorist coverage

Honestly, I used to scoff at uninsured motorist coverage—felt like just another way for insurance companies to squeeze more out of us. But after my la...

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RE: Why can’t I use my points AND a coupon at checkout?

Yeah, that’s the trap. They design these systems to make you feel like you’re getting a deal, but half the time you’re just buying stuff you’d never l...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

Honestly, insurance fine print is a nightmare. I’ve had to fight tooth and nail with my provider over what “comprehensive” actually means—turns out, i...

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RE: Classic car insurance and the annual mileage cap—worth it?

I get it—mileage caps used to bug me, but here’s how I handle it: I track my drives, plan the big ones, and honestly, it keeps the car in better shape...

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RE: keeping your vintage ride running smooth on long trips

I've tried the gel cushions myself, and honestly, they do flatten out after a few months—especially if you're heavier or spend lots of time behind the...

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RE: got caught up in fraud trouble—what happens next?

Yeah, banks' fraud detection systems can be pretty baffling. Had something similar happen to me last year. Bought a set of tires online—no issues. But...

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RE: DAMAGE WAIVERS ON RENTALS—ARE THEY REALLY WORTH IT?

Honestly, here's how I see it: if you're renting something basic and cheap, your credit card probably covers you anyway. But if you're grabbing someth...

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