rlopez89
rlopez89
@rlopez89
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Topics: 0 / Replies: 19
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RE: Finding decent car insurance deals on the islands—my step-by-step

Man, I hear you on the fine print—insurance companies have a knack for dodging responsibility with those technicalities. I’ve had my fair share of “no...

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RE: Bundling insurance with USAA: worth it or just hype?

Honestly, I get where you’re coming from, but for folks like me with a couple of tickets and an accident on record, bundling with USAA actually made a...

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RE: USAA vs State Farm: which claims process is less of a headache?

Totally get where you’re coming from. I’ve had my fair share of “awkward conversations” with USAA, especially after a rear-end incident where the othe...

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RE: Why I was surprised to learn Nebraska requires uninsured motorist coverage

Couldn’t agree more. I’ve had my share of tickets and fender benders, so “full coverage” is basically a myth for me—my premiums are through the roof, ...

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RE: Weighing legal trouble vs. losing trust: which is worse after fraud?

Losing trust is brutal, honestly. Money comes and goes, but when you realize someone’s been shady, it just sticks with you. I get what you mean here: ...

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RE: Confused about Illinois car insurance rules—anyone else?

Honestly, I’ve learned the hard way—screenshots are a gamble. Once had an officer roll his eyes and say, “Nice try.” The app’s better, but nothing bea...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

Yeah, I’ve run into that brick wall before—thought my coverage was solid, then suddenly there’s some fine print I missed. It’s wild how something as s...

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RE: Insurance headaches for risky drivers in NC—stick with big names or go local?

I've had my share of insurance headaches too, especially as someone who's considered "high-risk" (a couple speeding tickets and one fender-bender...ug...

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RE: Finally figured out my state's minimum car insurance rules and saved some cash

True, comprehensive can be a money pit if you're higher-risk like me. I dropped it a while back and just budget a bit each month for repairs—saved a d...

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RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?

I get the hesitation about cloud storage—had a buddy lose access to his entire Google account once, and it was a nightmare getting it back. But honest...

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RE: Finally figured out my state's minimum car insurance rules and saved some cash

Totally agree on the emergency fund angle—it's saved my butt more than once. As someone who's unfortunately stuck in the "high-risk" driver category (...

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RE: saving cash on insurance when you're young and broke

Had a similar experience with an older Audi. Honestly, if you're young and premiums are steep due to driving history (speaking from experience here......

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RE: finally found an insurance company in CA that doesn't drive me nuts

As someone who's unfortunately racked up a few tickets (okay, maybe more than a few...), I can confirm your driving record is definitely king when it ...

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RE: anyone else feel like AAA insurance isn't what it used to be?

I get why smaller insurers seem appealing, but honestly, as someone who's had a few tickets and claims, AAA's size has actually been a plus. Smaller c...

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RE: Navigating the whole SR-22 thing in Kansas without losing your mind

Yeah, that's spot-on. Had mine delayed once—agent swore it was sent, DMV said nope. Now I always ask for a confirmation email or screenshot... trust b...

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