Car insurance discussions and local services.
riverh58
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Topics and replies this member has contributed.
RE: Getting Lost in the Maze of Uber and Lyft Insurance Rules
Honestly, I kinda get why they do it, though. Imagine if someone crashed while just chilling with the app on and then tried to claim they were “working.” Insurance companies would lose their minds. Still, it’s wild that ...
RE: How is ACV not just a fancy way to pay us less?
Right? I swear, if I had a dollar for every time an adjuster ignored my receipts, I could buy back half my car. Apparently, “custom mattress” translates to “old foam slab” in insurance-speak.
RE: Getting caught without car insurance in Iowa is no joke
Been there, done that - except my “backup” was a crumpled card from three years ago. Officer didn’t find it nearly as funny as I did. I get the whole paperless thing, but Iowa’s still living in the glove box era. Honestl...
RE: Why I was surprised to learn Nebraska requires uninsured motorist coverage
Right? I used to think those “uninsured motorist” add-ons were just another way for the insurance company to squeeze a few more bucks out of me. Then my neighbor got T-boned by a guy who apparently thought his expired re...
RE: Do you really need extra insurance for a rental in Montana?
Honestly, I hear you on the paperwork headache - credit card coverage always sounds great until you’re knee-deep in forms and on hold with someone who’s never heard of your claim. But I’ve gotta say, I’ve rolled the dice...
RE: Why does picking a deductible feel like a weird gamble?
Man, I hear you on the “math I should’ve done earlier” part. I swear, insurance is the only thing where you pay more to feel less stressed, but then get stressed about paying more. I’ve always wondered - do folks actuall...
RE: anyone else feel like AAA insurance isn't what it used to be?
Had a similar thought when my car battery died in the middle of a grocery store parking lot. Called AAA, and by the time they showed up, I’d already finished my shopping and eaten half my snacks. Not exactly speedy, but ...
RE: is accident forgiveness really worth it in Ohio?
Honestly, I get what you mean about it feeling like a “get-out-of-jail card that only works at your current insurer’s casino.” But I’ve gotta say, it’s bailed me out once after a fender bender in a grocery store lot (tho...
RE: Little-known trick with Progressive’s roadside help
I’ve had Progressive come out for a jump once, and the guy just had a generic battery tester and jumper cables - definitely didn’t seem picky about brands. Makes me wonder if luxury cars ever reject those “universal” bat...
RE: Are Loyalty Perks With Insurers Even Worth It Anymore?
Honestly, I feel you on the fridge magnets and tote bags - my glove box is basically a swag graveyard at this point. The accident forgiveness thing sounds nice until you realize it’s just... there, not actually saving yo...
RE: Just saved a chunk of cash on car insurance after defensive driving course
I looked into specialty coverage briefly when I thought about daily-driving my old Mustang... quickly realized insurers don't share my enthusiasm for vintage commutes, lol. But hey, maybe your mileage (literally) will va...