I’ve actually wondered about this too, especially after a buddy borrowed my car for a weekend camping trip. When I called my agent later (just to chec...

I get where you’re coming from, but I’ve actually been running with just the minimum for a few years now—mostly because I’m on the road a ton and my b...

I totally get where you’re coming from—insurance is one of those things that feels like a gamble either way. I tried Metromile for about a year when I...

Parking lot exclusions totally caught me off guard too. I actually dug through my policy after a weird experience a couple years back—my car wouldn’t ...

I hear you on the paranoia—after Harvey, I started checking elevation maps before booking hotels for road trips through Houston. It’s wild how a few f...

Honestly, I felt the same way when I first moved to a state where PIP was baked into every policy. It seemed like just another way for the insurance c...

Can totally relate. Last year during a cross-country trip, my windshield cracked in Utah—middle of nowhere. The “rewards” points I’d racked up got me ...

Totally get where you’re coming from. I learned the hard way on a cross-country trip—thought I’d scored a bargain on rental car insurance, but when a ...

Interesting perspective, but I'd caution against assuming these niche insurers always offer better deals. A buddy of mine went through something simil...

This is spot-on. A couple years back, I had a minor fender-bender in Maui—nothing serious, just a dented bumper—but my big-name insurer treated me lik...

I get the logic behind swapping them out early, but honestly, I've taken a different approach. A couple years back, I had original hoses on my '78 cam...

This hits close to home for me. A couple years ago, I was planning this epic road trip around the Big Island. Thought I'd scored an awesome deal on co...

I get the logic behind repair costs and claims driving up premiums, but honestly, I think there's more to it than just that. A couple years back, my r...