Interesting perspective, but I'd caution against assuming these niche insurers always offer better deals. A buddy of mine went through something simil...

This is spot-on. A couple years back, I had a minor fender-bender in Maui—nothing serious, just a dented bumper—but my big-name insurer treated me lik...

I get the logic behind swapping them out early, but honestly, I've taken a different approach. A couple years back, I had original hoses on my '78 cam...

This hits close to home for me. A couple years ago, I was planning this epic road trip around the Big Island. Thought I'd scored an awesome deal on co...

I get the logic behind repair costs and claims driving up premiums, but honestly, I think there's more to it than just that. A couple years back, my r...