richardwhiskers112
@richardwhiskers112
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Topics: 0 / Replies: 16
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RE: Bundling insurance with USAA: worth it or just hype?

Bundling’s a mixed bag, for sure. I’ve seen plenty of cases where it streamlines things, but it’s not a magic fix for every hiccup. Your point about b...

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RE: Finding affordable car insurance after 65 in kansas—anyone else struggling?

That’s a pretty accurate way to put it. I’ve seen a lot of folks frustrated by those “unsafe event” alerts—especially when the roads themselves are ha...

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RE: Classic car insurance and the annual mileage cap—worth it?

Classic car insurance mileage tracking—necessary evil or overkill? You’re spot on about that. The “pleasure use” thing is a gray area in a lot of p...

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RE: Letting friends drive your car in MN: better to add them or rely on permissive use?

That’s not just paranoia—insurers really do dig into those details. Here’s how I’ve seen it play out: - Permissive use usually covers a true one-off,...

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RE: Why is figuring out how much car insurance you ACTUALLY need so confusing?

Figuring out what’s actually worth paying for is half the battle, right? Rental reimbursement is one of those things people skip until they’re stuck w...

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RE: Why California’s minimum car insurance might not be enough

You’re not wrong—minimums can leave people exposed. I see this play out all the time. People think they’re saving money until an accident happens, the...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Yeah, I’ve seen that happen more than once—sometimes digital copies just don’t cut it, especially if there’s a dispute or the claim gets escalated. A ...

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RE: Rising premiums for business vehicle fleets—anyone else notice this?

Rising Premiums For Business Vehicle Fleets—Anyone Else Notice This? - Can definitely confirm, rates are climbing even for folks with clean driving h...

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RE: Someone smashed my parked car—deal with insurance or call the cops?

I get where you’re coming from, but honestly, there’s a bit more to it than just the car’s value. Here’s what I’ve seen play out: - Claims on newer o...

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RE: Would you stick with your insurer for free coffee or movie tickets?

I get where you’re coming from, but perks aren’t always just fluff. Some companies use those extras to show they’re investing in customer experience o...

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RE: is accident forgiveness really worth it in Ohio?

- Seen a lot of folks with spotless records get hit with their first at-fault, and then rates jump way more than they expect. - Had one guy last year—...

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RE: Struggling to find affordable car insurance after a few tickets—any tips?

Bumping up your deductible is a solid move, but just double-check you’re comfortable with the out-of-pocket risk if something happens. Dropping rental...

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RE: Finally figured out how car insurance works in no-fault states

Yeah, car type can definitely swing rates more than people think. A sporty coupe usually means higher claims frequency and repair costs. Mileage facto...

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RE: little-known ways to snag cheaper insurance in Alaska

Fair points, but keep in mind: - Tracking apps can penalize you for conditions beyond your control—think icy Alaskan roads or sudden wildlife crossin...

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RE: quick heads-up on Arkansas auto insurance basics

Good points, especially about the spare tire—can't tell you how many claims I've seen where folks assumed theirs was good to go, only to find it flat ...

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