Physical paperwork still comes up more than you’d think, especially with anything DMV-related. Some insurance agents are fine with digital copies, but...
I hear you, but I’m not sure making UM/UIM totally standard is the answer. Some folks genuinely want to keep their premiums low and opt out on purpose...
You’d be surprised how often people think “full coverage” means everything under the sun—hail, glass, rental, you name it. I’ve seen folks file claims...
I get where you’re coming from. Perks are nice, but they can distract from the stuff that actually matters—like what’s covered and how claims are hand...
Had a claim a couple years back—tree fell on the garage during a freak windstorm. We had a higher deductible to keep premiums down, and honestly, writ...
OEM parts can matter for certain critical components (think suspension, sensors, or electronics), especially if you're clocking serious highway miles....
From my experience, trackers usually focus more on driving habits like sudden braking or speeding rather than just mileage. A longer road trip sh...
Usually depends on how big a mileage jump you're making and your insurer's specific pricing model. Did you ask if they'd prorate it for just the remai...
Good point about reviewing sample policies—tedious but smart. Did you notice if local insurers were more flexible with policy tweaks, or did bigger na...
Glad you're alright—moose can cause some serious damage even at lower speeds. Interesting point about your tracker flagging the braking but not affect...
Totally agree on breathable covers—cheap tarps are a disaster waiting to happen. Curious though, have you tried placing a vapor barrier or plastic she...
Totally get the hesitation here, but have you considered snapping a quick pic of both cars just in case? I mean, 99% of the time it's probably nothing...
Totally agree with going old-school on insurance docs. Digital's great until you're stuck somewhere remote. Ever consider laminating one of those copi...
Yeah, totally get that. Curious though, did your insurance give you much trouble when you insisted on OEM parts, or was it pretty straightforward once...
Have you ever wondered why insurers ask about your parking situation? Street vs. garage, driveway vs. lot...yep, location even counts down to where yo...