richardpeak989
richardpeak989
@richardpeak989
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Topics: 1 / Replies: 16
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RE: stuck between Geico and Progressive in NY, thoughts?

OEM parts can matter for certain critical components (think suspension, sensors, or electronics), especially if you're clocking serious highway miles....

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RE: Finding affordable car insurance in Hawaii when you're labeled "high-risk"

From my experience, trackers usually focus more on driving habits like sudden braking or speeding rather than just mileage. A longer road trip sh...

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RE: Confused about Illinois car insurance rules—anyone else?

Usually depends on how big a mileage jump you're making and your insurer's specific pricing model. Did you ask if they'd prorate it for just the remai...

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RE: Insurance headaches for risky drivers in NC—stick with big names or go local?

Good point about reviewing sample policies—tedious but smart. Did you notice if local insurers were more flexible with policy tweaks, or did bigger na...

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RE: little-known ways to snag cheaper insurance in Alaska

Glad you're alright—moose can cause some serious damage even at lower speeds. Interesting point about your tracker flagging the braking but not affect...

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RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?

Totally agree on breathable covers—cheap tarps are a disaster waiting to happen. Curious though, have you tried placing a vapor barrier or plastic she...

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RE: bumped someone's car lightly, no visible damage—should I report?

Totally get the hesitation here, but have you considered snapping a quick pic of both cars just in case? I mean, 99% of the time it's probably nothing...

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RE: Navigating the whole SR-22 thing in Kansas without losing your mind

Totally agree with going old-school on insurance docs. Digital's great until you're stuck somewhere remote. Ever consider laminating one of those copi...

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RE: quick heads-up on Arkansas auto insurance basics

Yeah, totally get that. Curious though, did your insurance give you much trouble when you insisted on OEM parts, or was it pretty straightforward once...

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RE: Car insurance in Mississippi—does location or driving record matter more?

Have you ever wondered why insurers ask about your parking situation? Street vs. garage, driveway vs. lot...yep, location even counts down to where yo...

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RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?

Had a similar situation last summer—inspector flagged a client's garage because the vintage Corvette was "visible through the window." Like, isn't tha...

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RE: finally found an insurance company in CA that doesn't drive me nuts

I've seen a few cases where people saved quite a bit—sometimes even 20-25%—but it really depends on your driving habits and how closely the insurer tr...

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RE: HOW I CUT DOWN MY CAR INSURANCE BILL USING VETERAN DISCOUNTS

Glad to hear the course actually paid off for you. It's funny how those little classroom sessions can shift your driving habits without you even reali...

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RE: insurance denied my claim—what would you do?

Totally agree, comprehensive coverage is one of those things people often overlook until something unexpected happens. Curious though—did your insurer...

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RE: What Happens if You're Labeled a Risky Driver by Insurance Companies?

Yeah, location definitely plays a big role, but it's not the only factor. Insurance companies build your risk profile using a bunch of variables—drivi...

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