That’s pretty much been my take, too. I’ve rented in Missoula and Billings, and my credit card coverage handled a cracked windshield with zero drama. ...

Honestly, I’ve noticed the same thing with my policy—rates seem to jump even if nothing’s changed on my end. It’s wild how little driving sometimes do...

I’ve actually had a decent experience with Amica after a minor claim—adjuster was responsive and the process didn’t drag out. That said, “premium” cov...

Yeah, that’s exactly my worry too. I tried to get my ‘88 300ZX on a pay-per-mile policy once, but the OBD-II thing was a dealbreaker—no port, no dice....

Yeah, those flood maps are wild. I’ve seen two houses on the same block—one gets hammered with a crazy premium, the other’s totally reasonable. It’s l...