Car insurance discussions and local services.
richardb53
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Topics and replies this member has contributed.
RE: Why does insurance cost more in Houston than Austin or Dallas?
I get where you’re coming from, but I’m not totally convinced it’s just Houston’s density and weather making rates crazy. I lived in Dallas for a few years, and yeah, the traffic was bad, but my insurance was still cheap...
RE: Finding decent car insurance deals on the islands - my step-by-step
Yeah, I hear you on the comprehensive for older rides. My old Corolla barely made it up hills, but I never lost sleep skipping the extra coverage. Liability’s a must, though - one fender bender and you’re toast without i...
RE: Why I was surprised to learn Nebraska requires uninsured motorist coverage
I get where you’re coming from, but I still kinda grumble about it every time my bill comes due. Had a buddy who drove for years without insurance - never got caught, but man, if he’d hit someone, that would’ve been a ni...
RE: Digital Forms Vs. Old-School Paper: Which Makes Claims Smoother?
Had a similar thing happen last winter - my phone froze up (literally, it was that cold) and I couldn’t pull up my insurance app when I got rear-ended. Luckily, I had the paper card tucked in my sun visor. The cop even j...
RE: Do you really need extra insurance for a rental in Montana?
I hear you on the hidden fees - those admin charges are sneaky. But honestly, I’ve had to file a claim once after a fender bender in a rental (not in Montana, but still rural), and my credit card handled it. Took a few p...
RE: Avoiding hefty fines for driving without insurance in OK - how I do it, but is there a better way?
Yeah, I get that anxiety - been there myself, fumbling for proof while the cop’s waiting. I keep a paper copy too, but I’m always paranoid it’s expired. Honestly, I think you’re right; sometimes they just want to see you...