Honestly, I’ve tried haggling with specialty insurers and it’s usually a dead end. They know they’ve got you if you’re into rare cars or, let’s say, “...
I hear you, but I’m still not totally sold on the tracking apps. Maybe they’re not watching every move, but I’ve seen some that ding you for braking t...
You’re not wrong about needing a spreadsheet—sometimes it feels like the insurance companies are just making it up as they go. I’ve had my rate jump f...
Honestly, I get the whole “paper backup” thing, but I’ve never actually needed it. I keep my insurance info in my email and just download it before a ...
Had a similar headache with State Farm a couple years back when my Honda got rear-ended. They tried to push aftermarket parts on me too—said it was “i...
I’ve always wondered about that too, honestly. Insurance companies are quick to recalculate premiums if you go over, but I’m not convinced they’d be a...
HIGHER DEDUCTIBLE ISN’T ALWAYS THE GAMBLE IT SEEMS I get where you’re coming from, but I’ve always felt like the “peace of mind” argument is a bit ov...
Man, I hear you loud and clear. The “just ask your agent” thing is like the customer service version of “turn it off and on again.” Sometimes it works...
I get where you’re coming from—sometimes the cops just don’t bother, especially if it’s just a dent or scrape. I’ve had them tell me to “just file onl...
Insurance companies definitely have their own weird logic sometimes. A few years back, I casually mentioned to my agent that I occasionally delivered ...
I've been driving in Ohio for over 20 years, and honestly, accident forgiveness always felt a bit gimmicky to me. But then my daughter started driving...
I've bounced between both companies over the years, and honestly, the difference isn't huge until something actually happens. Farm Bureau tends to fee...
I get where you're coming from, especially with older cars. My last vehicle was an older model too, and comprehensive coverage really did feel unneces...
Had the same issue a couple years back, but mine happened at a gas station. Honestly, I doubt anywhere is totally safe these days... I switched to usi...
Exactly. If a company hires someone, they're already trusting them with responsibilities way bigger than internet browsing. I've seen workplaces go bo...