I get the frustration, but there’s actually a bit more nuance behind the rate hikes. When a claim pops up—fault or not—it signals to insurers that you...
Losing a license really does hit different. I remember when I had to deal with a suspension after a fender bender that turned into a paperwork nightma...
I get the frustration, but I kind of see why they do it. If everyone stacked points and coupons, they’d probably go out of business—or at least stop o...
Yeah, the “safer” tech is a double-edged sword. I’ve seen claims where a tiny fender bender turns into a four-figure repair just because a sensor got ...
I’ve seen some wild vehicle classifications too—once had a client’s beat-up hatchback listed as a “performance coupe.” Not sure who’s in charge of tho...
Title: Hail, Theft, and That “Beater” Gamble Honestly, your take makes a lot of sense. People always think about insurance in terms of the car’s valu...
Those tracking apps really do have a mind of their own. I swear, mine thought I was auditioning for NASCAR every time I merged onto the highway. And y...
I hear you on the deductible pain—those numbers can sting. I’ve seen folks who thought their health insurance would cover everything, only to get hit ...
Loyalty perks are kind of the unicorn of insurance—everyone’s heard of them, but try actually finding one that makes a real difference. I’ve seen peop...
I hear you on that. It’s like seatbelts—annoying till you need them. I’ve had more than one person try to claim “my garage is Fort Knox” but then can’...
Those “permanently attached” debates are the bane of my existence—don’t even get me started on what counts as an accessory versus a fixture. I’ve had ...
That “bubble wrap” image is spot on—if only it worked that way, right? I’ve seen so many folks surprised by what’s actually covered. Hail’s a classic ...
You're spot on about classic cars not being the main culprits here. Honestly, most classic car owners I know treat their vehicles like prized family h...
Interesting point on regular use saving maintenance costs—I can definitely relate. A few years back, I inherited my uncle's old Mustang, a real beauty...
Had a similar experience myself—thought collision covered everything until a raccoon decided to test my brakes. Turns out animal collisions typically ...