Car insurance discussions and local services.
rayw49
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Topics and replies this member has contributed.
RE: Adding a teen driver in Hawaii: bundle with parents or separate policy?
Yeah, I’ve noticed that too - agents can be a little too “selective” with what they share. If I add my kid to my policy, does a ticket they get hit my record too? Or does it just mess up their side? This stuff gets confu...
RE: Why did my GEICO premium jump so much this year?
That’s wild. I’m just shopping for my first policy and already seeing how random the prices are. Is it normal for rates to just jump even if you haven’t had an accident or ticket? Feels kinda shady, honestly.
RE: Bundling insurance with USAA: worth it or just hype?
Umbrella insurance always sounded like something for people with yachts, but now I’m realizing it’s just “normal person paranoia” coverage. I got quoted around $200 a year for a million bucks of coverage, which honestly ...
RE: is accident forgiveness really worth it in Ohio?
Honestly, I was thinking the same thing. I just got my first quote and the forgiveness thing added like $80 a year. If you don’t crash every couple years, it seems like a waste. I’d rather risk it and just drive careful...
RE: Finding affordable car insurance after 65 in kansas - anyone else struggling?
Honestly, that’s exactly how it feels to me. I’m new to this whole insurance thing and it’s wild how complicated they make it. I tried the “safe driver” thing too - figured maybe I’d get a real discount, but nope, just a...