That “part-time job” feeling is spot on. Every time I think I’ve got my policy sorted, something changes and I’m back to comparing fine print. I get w...

That’s a solid analogy. I used to think minimum coverage was fine too, until I got into a fender bender last year. My rates shot up, and the other dri...

Yeah, it’s all just math to them. I used to think keeping my car in top shape would help if I ever had to file a claim, but nope—when I got rear-ended...

I get where you're coming from, but honestly, those apps can help if you’re considered “high risk” like me. My rates dropped a bit after using one, ev...

Mileage matters, yep, but honestly for me, driving record has been the killer. Military discounts barely made a dent after a couple speeding tickets a...

Yeah, learned this the hard way myself. Thought I was saving a few bucks by skipping roadside, until my battery died in a sketchy parking lot late at ...

Had a similar experience last year—clipped a curb and damaged my rim pretty badly. Thought about reporting it, but after checking around, realized my ...

Honestly, specialty coverage might be worth it, especially if you're putting time and money into mods or restoration. Standard policies can get tricky...