Car insurance discussions and local services.
rainyogi
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Topics and replies this member has contributed.
RE: Why does my zip code make my car insurance so expensive?
I get what you mean about the gadgets mostly being for your own peace of mind, but I’ve actually had a different experience - at least with one insurer. A couple years back, I installed a dash cam and one of those OBD tr...
RE: Avoiding hefty fines for driving without insurance in OK - how I do it, but is there a better way?
That’s a familiar scene. I once handed an officer an insurance card that expired during the Obama administration - my daughter still brings it up whenever we pass a cop. I keep a stack of cards in the glovebox, but someh...
RE: Getting Lost in the Maze of Uber and Lyft Insurance Rules
I actually had to deal with a Lyft claim last year after a fender bender, and honestly, it wasn’t quite the nightmare I expected. The paperwork was a pain, sure, but once I got all the docs together, their claims team mo...
RE: Getting Cheaper Car Insurance by Proving You Drive Less
I’ve run into the same thing with those apps, and it’s honestly kind of frustrating. I remember one trip last summer - headed out to the coast, traffic was nuts, and someone swerved into my lane out of nowhere. I had to ...
RE: Why can’t I use my points AND a coupon at checkout?
That line got a laugh out of me. I’ve had my fair share of “locked up” moments, both with cars and checkout counters. Once, I tried to use a rewards voucher and a coupon at the same time at a truck stop in Nebraska - fig...
RE: Classic car insurance and the annual mileage cap - worth it?
Classic Car Insurance And The Annual Mileage Cap - Worth It? Mileage caps always felt like a weird mix of “parental supervision” and “honor system” to me. First year I had my ‘72 Datsun on classic insurance, I was paran...
RE: Finding affordable car insurance after 65 in kansas - anyone else struggling?
That’s been my experience too. Last fall, I had to swerve for a raccoon on a back road and the tracker flagged it as “hard braking.” I called my agent and they just shrugged - said the system can’t tell context. It’s fru...