Car insurance discussions and local services.
raintrekker958
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Topics and replies this member has contributed.
RE: Car insurance in Wyoming: who actually treats you right?
Honestly, I’ve had faster claims with the big companies. Local agents are nice until you actually need something - then it’s hit or miss. One time my “personal touch” was a week of phone tag. I’d rather have speed than s...
RE: Navigating the maze of senior insurance options
I get where you’re coming from, but honestly, I don’t buy that it’s just about organization. Yeah, keeping a spreadsheet is smart - props for that. But should we really have to turn into amateur accountants just to make ...
RE: Saving a few bucks on insuring your vintage ride
Honestly, I’ve tried those “specialty” classic car policies before and it was more hassle than it was worth. I get the appeal for people who only take their vintage ride to shows or whatever, but if you actually want to ...
RE: Finally figured out how not to overpay for insurance
I get the logic, but honestly, after getting rear-ended twice in the same year, I learned the hard way that a higher deductible just isn’t worth the headache for me. Yeah, I paid more each month, but I didn’t have to str...
RE: is accident forgiveness really worth it in Ohio?
Honestly, you nailed it about loyalty not always paying off. I stuck with my insurer after a fender bender thinking they’d “reward” me for being a longtime customer. Nope - my rate stayed high for nearly four years. I fi...
RE: is accident forgiveness really worth it in Ohio?
Gotta disagree a bit. If you’re on the road daily like me, accident forgiveness is a lifesaver. One slip-up and your rates skyrocket. But yeah, if your car’s collecting dust, it’s just wasted money.
RE: Rental car insurance: worth it or just a money grab?
Rental Car Insurance: Worth It Or Just A Money Grab? That “loss of use” fee is the worst - total gotcha move. Honestly, I’ve had to file a claim through my credit card once after a fender bender in a rental, and it was ...
RE: little-known ways to snag cheaper insurance in Alaska
Bundling is such a gamble up here. I tried it with home and auto, and the “discount” was like $2 a month - hardly worth the paperwork. What actually saved me more was raising my deductible and dropping rental car coverag...