Car insurance discussions and local services.
rainrunner
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Topics and replies this member has contributed.
RE: Is it worth paying extra for full car coverage in VA?
I hear you on that - sometimes it just feels safer to keep the full coverage, even if the math doesn’t really add up. I did the same with my old Outback for a while, mostly because I was worried about a random deer or ha...
RE: When The Other Driver Has No Insurance And Dings Your Car
I totally get the logic behind just putting money aside for repairs, especially if your car’s not worth much. I’ve done that with my old Subaru - didn’t bother with collision coverage once it hit “beater” status. But the...
RE: Adding a teen driver in Hawaii: bundle with parents or separate policy?
Has anyone actually crunched the numbers on how much rates jump after a ticket when you’re bundled with family? I’ve always heard it’s a big deal, but then again, my cousin got a speeding ticket last year and their paren...
RE: How is ACV not just a fancy way to pay us less?
I get where you’re coming from, but isn’t ACV supposed to factor in normal wear and tear? I mean, even with all the receipts, they’re looking at market value, not what we put into it. I’ve wondered if all that extra main...
RE: Is Paying For Roadside Help Worth It Or Just Extra?
That “within 5 miles” rule is such a pain - had the same issue once, and it felt like a technicality just to avoid helping. Makes me wonder, has anyone actually had a plan pay off big time, like a major breakdown hours f...
RE: Insurance tips for my vintage ride needed
I hear you on the expired docs - been there, done that. Ever tried keeping a sticky note in your glovebox to remind you which card’s current? I started doing that after pulling out an old registration at a gas station. S...
RE: Classic car insurance and the annual mileage cap - worth it?
Yeah, that’s exactly what tripped me up last year. I thought bumping my cap by 1,000 miles would be a small change, but the price hike was way more than I expected. Kinda defeats the whole “budget-friendly” angle. About...