Car insurance discussions and local services.
rachelrider725
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Topics and replies this member has contributed.
RE: how bad would insurance spike after a DUI in Idaho?
Yeah, insurers are all over the map on this stuff. A coworker of mine got hit with a DUI about two years ago, and his premium nearly doubled overnight - ouch. He shopped around after that, and surprisingly, found another...
RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.
Yeah, that's a good point. I used to think comprehensive coverage was just throwing money away on my old Civic until a buddy of mine got caught in a freak hailstorm last year. His car wasn't even worth that much, but the...
RE: saving cash on insurance when you're young and broke
Been there myself, skipped comprehensive coverage thinking my old car wasn't worth it. Then a hailstorm hit - out of nowhere - and turned my hood into a golf ball surface overnight. Repair quotes were brutal, ended up dr...
RE: lent my car to a friend, insurance got messy real quick
Yeah, insurance claims can feel pretty random sometimes. Had a similar experience when my brother borrowed my car and backed into a mailbox - minor dent, nothing serious. Thought it'd be straightforward, but nope...ended...
RE: What Happens if You're Labeled a Risky Driver by Insurance Companies?
I get your point, but honestly, in my experience, commute patterns haven't really made a noticeable difference in my premiums. I drive about 30 miles each way during peak hours and when I switched jobs to something close...
RE: classic car insurance: agreed value or stated value?
I've always gone with agreed value myself - yeah, it's a bit pricier, but knowing exactly what you'll get if something goes sideways is worth the extra bucks. Learned that lesson after my buddy's Camaro got totaled and t...