It’s wild how complicated they make something as basic as car storage. I tried to get one of those prefab carports a couple years back—figured it’d be...

Honestly, I do the exact same thing. Even though digital proof is supposed to be fine in Illinois, I just don’t trust my phone not to die at the worst...

It’s wild how much your zip code can jack up your rate, even more than a couple of tickets sometimes. I moved literally ten minutes down the road and ...

Yeah, I’ve heard the same thing—defensive driving can help a bit, but with a DUI, it’s a whole different ballgame. That pretty much nails it. I had a...

I think you're spot-on about comparing regularly. Even if military-focused insurers do offer certain perks—like maybe smoother claims handling for dep...

Yeah, this matches my experience pretty closely. I've been commuting daily around Columbus for about 12 years now, and I've never had an accident (kno...

I've wondered about this too, actually. From what I've heard, most people reassess every year or two, but it probably depends on how volatile the mark...

Yeah, insurers are all over the map on this stuff. A coworker of mine got hit with a DUI about two years ago, and his premium nearly doubled overnight...

Yeah, that's a good point. I used to think comprehensive coverage was just throwing money away on my old Civic until a buddy of mine got caught in a f...

Been there myself, skipped comprehensive coverage thinking my old car wasn't worth it. Then a hailstorm hit—out of nowhere—and turned my hood into a g...

Yeah, insurance claims can feel pretty random sometimes. Had a similar experience when my brother borrowed my car and backed into a mailbox—minor dent...

I get your point, but honestly, in my experience, commute patterns haven't really made a noticeable difference in my premiums. I drive about 30 miles ...

I've always gone with agreed value myself—yeah, it's a bit pricier, but knowing exactly what you'll get if something goes sideways is worth the extra ...