Car insurance discussions and local services.
racheld32
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RE: Deciding between just liability or going all-in with full coverage on Liberty Mutual
I hear you on the “nobody’s gonna steal this thing” logic - been there myself, and it didn’t quite work out. A few years back, I dropped everything but liability on my 15-year-old sedan. I figured, why pay extra for a ca...
RE: Classic car insurance and the annual mileage cap - worth it?
Honestly, I think you’re making the smart call by keeping the classic for special drives. I get the temptation to just pay for more miles, but those costs add up quick - especially if you’re not actually using them every...
RE: Getting Cheaper Car Insurance by Proving You Drive Less
I hear you, but I’ve actually seen a small drop in my rate after using one of those apps for six months. It wasn’t huge, but it was something. The constant “ding” for hard braking is annoying, though. I guess if you’re a...
RE: Would you risk a higher deductible to lower your insurance bill?
That’s exactly what happened to me last year. I went with a $1,000 deductible thinking I’d pocket the difference, but then a rock nailed my windshield. The repair was $400 - so, all out of pocket. If I’d stuck with the l...
RE: SCORED A SWEET DEAL ON INSURANCE THANKS TO MILITARY DISCOUNT
NOT ALL TELEMATIC DEALS ARE BAD - HERE’S WHERE THEY WORK I get the frustration with those glitchy apps, but I’ve actually found some value in the telematics thing, at least in certain situations. Here’s how I look at it...
RE: Why California’s minimum car insurance might not be enough
I get what you mean - it’s like playing insurance roulette. I always wonder if I’m just throwing money away with a low deductible, but then my friend got rear-ended and his “savings” vanished overnight. It’s a gamble eit...