I totally get where you’re coming from. I’ve seen folks bump up their deductibles thinking they’ll just pocket the savings, but then a fender bender h...

That line really nails it. I’ve seen folks get flustered when their phone battery dies or the app just won’t load—meanwhile, the officer’s standing th...

Had a client last year who ran into exactly this issue. He had this beautiful '69 Mustang, fully restored, and went through all the trouble of getting...

Good points, but I've seen plenty of cases where roadside assistance saved the day—like when my buddy's alternator died on a rainy night. DIY is great...

Tech definitely has its moments. I've seen plenty of claims where a simple lane-assist or collision warning made the difference between a minor scare ...

From my experience, insurers do care—but it's usually not a huge deal-breaker. Had a client once who kept his old Jeep under a tarp in the driveway al...

That's a fair point about virtual cards not being bulletproof. Had a similar situation with a friend—he thought he was safe using a separate low-limit...

You're spot on about insurers seeing some pretty wild claims—trust me, I've heard stories that'd make your head spin. Had a client once who decided it...

Yeah, mobile payments are handy, but even those aren't foolproof. Had a client recently whose phone got hacked—someone drained his account through an ...

Mileage-based discounts can be helpful, but honestly they're not always the best bet. I had a client last year who signed up for one, thinking they'd ...