Car insurance discussions and local services.
puzzle_ben
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RE: Letting Friends Borrow Your Car in NY - What Insurance Actually Covers?
Letting Friends Borrow Your Car in NY - What Insurance Actually Covers? I actually had a mini panic about this last year when my cousin needed to borrow my car for a weekend trip. I called my agent and she said, yeah, m...
RE: Car insurance in Wyoming: who actually treats you right?
I’m just starting to look into car insurance for the first time, and honestly, reading stuff like this makes me nervous. I keep hearing “just go with the local agent, they’ll take care of you,” but it sounds like that on...
RE: How is ACV not just a fancy way to pay us less?
That’s kinda what’s making me nervous about getting my first policy. I always thought “value” meant what I paid for it, but now I’m realizing it’s more like what they think it’s worth after wear and tear. Feels a bit lik...
RE: Do you really need extra insurance for a rental in Montana?
I get where you’re coming from, but I’m still on the fence. I’ve never rented a car in Montana, but I did once in Colorado and thought I’d be fine skipping the extra insurance. Ended up with a mystery scratch on the bump...
RE: Mileage-based car insurance: who’s using it and which company do you like?
That’s actually what’s making me hesitate about signing up. My cousin had her car towed once and those miles got counted - she was pretty annoyed. I get wanting things to be fair, but it feels a little too rigid sometime...
RE: Why does picking a deductible feel like a weird gamble?
I get what you mean about buying peace of mind, but sometimes I wonder if it’s just another way for insurance companies to make extra off us. I keep hearing stories like yours - something happens, you think you’re covere...
RE: is accident forgiveness really worth it in Ohio?
I get where you’re coming from, but I’m not totally convinced it’s all just about squeezing more money out of people with older cars. I’m new to this whole insurance thing, but when I was shopping around, some companies ...
RE: Why I was surprised to learn Nebraska requires uninsured motorist coverage
Honestly, I was in the same boat when I started looking at insurance stuff. It felt like every time I thought I had the basics down, there was another “required” thing tacked on. Uninsured motorist coverage especially ma...
RE: Why California’s minimum car insurance might not be enough
Why California’s minimum car insurance might not be enough I’m right in the middle of figuring all this out for the first time, and honestly, I thought the “minimum” was supposed to mean “enough to get by.” The agent ...
RE: Confused about insurance rules in South Dakota - help me figure this out
That’s interesting - I kinda figured the “hold up today’s newspaper” thing was just a movie trope, too. I’m new to all this, and honestly, half the insurance stuff feels like a weird scavenger hunt. When I signed up, the...