Totally agree with being cautious about reporting minor bumps. A few years back, I tapped someone's bumper in a parking lot—literally no scratch or de...

I've been there—tempted by those sweet low premiums, but learned the hard way that cheap isn't always cheerful. Now I stick with mid-range providers; ...

I've noticed the same thing, but honestly, AAA still feels like a safer bet than most budget options. A couple summers back, I tried switching to a ch...

I've bounced between local and big insurers for years, and honestly, transparency isn't always better with the big ones. Had a major national insurer ...

That's spot-on. I've been driving for decades and bounced between big-name insurers and smaller, local outfits. Honestly, the smaller companies often ...

I've always leaned toward higher deductibles too, mostly because I hate paying extra for something I rarely use. But yeah, after a similar ice-skiddin...

I get what you're saying, but honestly, from my experience, it's always better to double-check and do your own homework when it comes to insurance. I'...

Haha, totally relate to this. I've been driving for over 15 years now, and trust me—being labeled "risky" by insurance companies isn't something you w...

Yeah, I learned this the hard way. A few years back, I installed a dashcam thinking it'd save me money if something happened. Turns out, my insurer ac...

Totally agree that higher deductibles can be tempting—I've gone that route myself a few times to keep monthly bills down. But honestly, after one bad ...

Totally agree that detailed records are key, but honestly, trusting insurers to have your back 100% is a bit optimistic. Yeah, most insurers do keep d...

Been there myself, and yeah, insurance companies can drag their feet big time. One thing I've learned: keep copies of everything and note down who you...