Car insurance discussions and local services.
psychology_kevin
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RE: SCORED A SWEET DEAL ON INSURANCE THANKS TO MILITARY DISCOUNT
Totally agree - having digital copies has saved my bacon too, especially on long road trips when stuff goes sideways. One thing I’ve wondered: has anyone actually had a claim go through super fast, like under a week? Or ...
RE: anyone else feel like AAA insurance isn't what it used to be?
I totally get where you’re coming from. I used to just renew my AAA out of habit, but last year I actually sat down and compared the details. Some of those lesser-known companies had way fewer hoops to jump through for r...
RE: How do they actually decide when a car is “totaled”?
That “salvage” word really does haunt a car, doesn’t it? I had a Subaru Outback that got rear-ended at a stoplight - barely a dent, but the bumper and sensors were apparently some rare breed of plastic. Insurance adjuste...
RE: Confused about Illinois car insurance rules - anyone else?
Exactly, especially the spontaneous road trips part... been there! One summer I underestimated my mileage so badly, had to call and adjust mid-year. Thankfully, they were pretty chill about it. Anyone else ever done that...
RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?
Your brother's fence story hits close to home - I had a similar wake-up call a few years back. I'd always gone with a higher deductible, figuring I'd rather save on monthly premiums and just be extra careful. Then, on a ...
RE: Stuck Between State Farm and Farm Bureau - Which One's Better?
State Farm does have some decent incentives for safety tech, but it can vary a lot depending on your state and specific agent. When I installed my dashcam last year, my SF agent didn't proactively mention discounts, but ...
RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?
Yeah, been there myself. I remember when I first got my old VW Bus - I thought it'd be nothing but weekend drives and camping trips. Then came the storage headaches, city rules, and insurance fine print. But hang in ther...
RE: Finally figured out how car insurance works in no-fault states
Dashcams have saved me a couple times on road trips - once when someone merged without signaling and tried blaming me. Insurance sorted it out super quick thanks to the footage. Curious, does anyone know if insurers pref...
RE: driving in CA: dealing with drivers who skip insurance
Totally agree, dashcams are a lifesaver. Another thing to consider is collision deductibles - mine was higher than I realized, so even with uninsured coverage, I still paid more out-of-pocket than expected. Worth double-...
RE: Tried temporary insurance coverage - worth it or waste of money?
I've done temporary coverage a couple times for road trips, and honestly, your experience sounds pretty typical. Like others mentioned, classics or rare cars definitely spike the price. But for regular vehicles, it's usu...
RE: Is Combining Home and Car Insurance Really Worth the Hype?
I bundled my home and car insurance about two years ago when I switched providers (went with Progressive, not Nationwide). Honestly, the savings weren't huge - maybe around $150 a year - but it was enough to cover gas fo...