I’ve run into that same weirdness with some companies when you ask for sample policies. It’s like, if you’re not willing to show me what I’m actually ...

That’s a good point about the “unmaintained road” bit—Montana’s full of those little gravel detours that look harmless. I’ve had friends swear their c...

Totally get where you’re coming from. I had a similar run-in with an adjuster who acted like my dash cam didn’t exist until I sent them three differen...

Yeah, I totally get where you’re coming from. I still keep my AAA card in the glove box, but honestly, I rely way more on my own gear these days. Had ...

Yeah, totally had a similar run-in last year. My insurance tried to argue my rust spots were “pre-existing” even though I’d literally just gotten the ...

I’ve run into the same thing—those “bundle and save” deals always sound great until you see the fine print. I did get a small break once, but it was l...

I totally agree with this part: It’s wild how much the “brand name” can bump up the price, but when you actually need help, it doesn’t always trans...

Honestly, I kinda get where you’re coming from, but in my experience, most troopers are pretty reasonable if you can show *something* that proves you’...

Yeah, the spreadsheet thing is a lifesaver—been there. I get what you mean about Advantage plans being more straightforward with networks, but man, th...

Yeah, I totally get the backup thing. I had a situation last winter where my phone died right as I got pulled over—classic timing, right? Luckily, I h...

That’s interesting, because my experience has been kind of the opposite. I stuck with the same insurer for years thinking those loyalty perks would ki...