Had a similar experience when I bought my black BMW. Everyone kept saying I'd pay more just because it's a luxury brand and supposedly gets targeted b...

Good points, but I'm still a bit skeptical about smaller insurers. Had a minor scrape in my Audi last year—local insurer handled it fast, sure, but th...

Yeah, same here. I looked into those mileage trackers when I got my current car—seemed tempting at first, but the idea of being monitored constantly j...

Been down that road myself—thought I was being clever by locking in early, but ended up kicking myself later. A few thoughts from my experience: - Fl...

Yeah, I see your point here, but honestly, my experience as someone driving higher-end cars has been mixed. Accident forgiveness sounds great in theor...

Had a similar situation last year when I rented a BMW 5-series on vacation. Declined the rental company's insurance because I assumed my Farmers polic...