It’s wild how much detective work goes into figuring out what’s actually covered during that “app on, no passenger” window. I’ve seen claims where bot...

Title: Letting friends drive your car in MN: better to add them or rely on permissive use? That “regular operator” gray area is the stuff of insuranc...

That’s a rough way to find out about coverage gaps—deer in Montana don’t mess around. I’ve seen folks assume their regular auto policy or even a credi...

Yeah, that’s a tough pill to swallow. I’ve seen folks put thousands into keeping their cars running smooth, only to have the payout not even cover hal...

I get the oatmeal vs. pizza comparison—Medigap does have that “safe but bland” vibe. But here’s the thing: sometimes, pizza gives you heartburn, espec...