I’ve actually had a different experience—my insurance covered an OEM wheel for my old Accord after a hit-and-run, and I didn’t have receipts. They did...

That’s exactly why I get nervous when shopping for insurance. I drive a pretty average sedan, nothing special, but even then the fine print can be a m...

That lines up with what I’ve seen too. I used to stress about having every single document lined up, but after talking to my agent, it really seems li...

I used to think the mileage cap would be a dealbreaker, but after a couple years with classic insurance, it’s honestly not as limiting as I expected. ...

I hear you on that. Same here—when I finally crunched the numbers, it was kind of eye-opening. The only time I regretted my higher deductible was when...

Yeah, that’s huge. I learned the hard way when my old Civic got sideswiped—didn’t take pics until the next day and insurance grilled me about whether ...

The weather thing threw me too—I guess they’re trying to cover every angle, but it does feel random when you’re stressed. I’ve had to deal with hit-an...

Telematics is such a mixed bag. I tried it for six months, thinking I’d save a chunk, but it dinged me for stuff like sudden stops—usually because som...

It’s wild how much they want, right? Last time I went through this, I triple-checked every line because I’d heard stories about forms getting bounced ...

That’s honestly the key, isn’t it? I used to obsess over the “extras” too, but after a fender bender last year, all I cared about was how fast and has...

I went through something similar when I got my current car. It's not a classic or anything, just my daily commuter, but I still debated the deductible...

Yeah, learned that one the hard way myself. Had liability-only on my old Civic back in college—thought I was being smart and saving money. Then one ic...

Had a slightly different experience myself. Had a minor scrape a few years back—thought it'd be straightforward too, but my big-name insurer made it w...

I've had the opposite experience, weirdly enough. A while back, my phone died right when I got pulled over for a busted taillight (talk about timing.....

Haha, felt this one. When I got my tracker, it flagged me for "sharp turns" all the time. Thought I was just smoothly navigating city streets... nope....