Car insurance discussions and local services.
probinson39
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Topics and replies this member has contributed.
RE: How I got my car registered and insured in MA (step-by-step, sorta)
I hear you on the mice - had a ‘67 Mustang that became a rodent Airbnb one winter. They chewed through a manila envelope but left my old leather pouch alone. I still toss a dryer sheet in the glove box just in case... ca...
RE: Would you risk a higher deductible to lower your insurance bill?
Title: Would You Risk A Higher Deductible To Lower Your Insurance Bill? Story of my life - except in my case it’s not just dings, it’s also worrying about bird droppings on the paint job. Here’s how I see it: - If yo...
RE: Classic car insurance and the annual mileage cap - worth it?
- Totally get it - having a classic just to stare at the odometer feels like owning a dog you’re not allowed to walk. - I tried the mileage cap thing once. Spent more time doing math in my head than actually enjoying the...
RE: Why I was surprised to learn Nebraska requires uninsured motorist coverage
Full coverage is one of those terms that sounds like it should come with a superhero cape, but really it’s just a bunch of checkboxes. I learned the hard way when my ‘72 Chevelle got dinged by someone who apparently thou...
RE: Do you really need extra insurance for a rental in Montana?
Extra insurance in Montana is one of those things I always debate, too. Here’s how I look at it: - Been there with the “automatic” credit card claims - nothing automatic about faxing forms from a hotel lobby printer tha...
RE: How do they actually decide when a car is “totaled”?
I swear, insurance math is like some dark art. I try to keep up with receipts, but half the time they end up crumpled in my glove box with old fast food napkins. Here’s what I’ve picked up after years of tinkering with m...
RE: Finding affordable car insurance after 65 in kansas - anyone else struggling?
- Defensive driving discounts? Yeah, they’re real, but don’t expect to buy a new set of tires with the savings. Usually knocks off just enough for a couple tanks of gas. - After 65, I swear my rates started creeping up e...
RE: Little-known trick with Progressive’s roadside help
- Had a similar thought when I used their roadside help for my ‘72 Chevelle. - They asked for a ton of info - VIN, location, even if I had “aftermarket modifications.” Like, what, you wanna know about my fuzzy dice too...
RE: Can Military Folks Really Get Cheaper Insurance Rates?
I get the skepticism, but I’ve actually seen a couple of military buddies snag some legit deals - especially if they move around a lot and need flexible coverage. Sure, you gotta watch the fine print (like those “surpris...
RE: how bad would insurance spike after a DUI in Idaho?
- From what I've seen, it's kinda like rolling dice - some insurers freak out, others just shrug and bump it up a bit. - Had a buddy here in Idaho with a DUI a couple years back; he switched around and actually found a p...
RE: Stuck Between State Farm and Farm Bureau - Which One's Better?
Totally agree on the agent thing. A few years back, someone dinged my '68 Mustang at a car show (still hurts to think about it...). My Farm Bureau agent was a lifesaver - answered texts on weekends, knew exactly how pick...
RE: Finding affordable car insurance in Hawaii when you're labeled "high-risk"
- Glad you found a local insurer that actually pays attention - rare these days, huh? - Big companies definitely seem to lump everyone together. My classic Mustang barely leaves the garage, yet they quoted me like I'm dr...
RE: Finding affordable car insurance in Hawaii when you're labeled "high-risk"
- Totally agree on the telematics thing - had one installed briefly, and it dinged me every time I had to dodge a pothole or brake for a mongoose darting across the road. Not exactly fair when you're just trying to keep ...
RE: Quick Tips for When Your EV Leaves You Stranded
Haha, totally get you. I once borrowed my buddy's EV for a weekend trip - thought I'd planned everything perfectly. Halfway there, the charger I counted on was "temporarily unavailable." Ended up spending two hours at a ...
RE: stuck between Geico and Progressive in NY, thoughts?
Haha, Snapshot would probably have a meltdown if it tracked my weekend drives in the Mustang... - Tried Progressive once, but their rates jumped after one speeding ticket - felt like detention all over again. - Geico's ...