Title: Full Coverage Isn’t Actually “Full” (Learned That the Hard Way) Yeah, no kidding. The whole “full coverage” thing is super misleading. Most ...

Pretty much my approach. I commute daily but thankfully haven't had any major issues (knock on wood...). I'd rather pocket the savings each month and ...

I'm with you on that—it's mostly peace-of-mind. Had accident forgiveness on my policy for a few years, and honestly, it didn't save me much money over...

Yeah, insurers dropping the ball isn't exactly news. Had mine mess up paperwork twice—ended up calling every day just to keep things moving. Cell phon...

True, but honestly, how often do you really run out of juice? I've had roadside assistance for years and never hit the yearly limit. Mobile charging s...

Yeah, adjusters definitely miss stuff sometimes. Had a similar issue last year after a fender bender. First inspection was rushed, guy barely glanced ...

Yeah, same here. Tried one of those trackers for a few months—felt like Big Brother was riding shotgun. Didn't save enough to justify the hassle. Curi...

Had mine totaled last year, and honestly, the best thing I did was get everything documented upfront. Photos, receipts for recent repairs, even screen...

True, but honestly, sometimes going with their recommended shop can save you a lot of hassle. Had a minor fender-bender last year and decided to pick ...