I get the idea of keeping a “just in case” stash, but honestly, I’ve always leaned into insurance—maybe out of habit or just being a bit risk-averse. ...

Couldn't agree more—I learned my lesson years ago when I opted for a high deductible to save a few bucks. Thought I was being smart until a deer jumpe...

Totally relate to this. A few years ago, my son borrowed my car and managed to rack up two speeding tickets in a month (teenagers, right?). Suddenly, ...

Totally get where you're coming from. A few years back, I went with the cheapest policy thinking I'd save some cash... until someone rear-ended me. Ev...