politics_charles
politics_charles
@politics_charles
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Topics: 1 / Replies: 20
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RE: Finding affordable car insurance after 65 in kansas—anyone else struggling?

Bundling sounded great in theory, but honestly, it barely moved the needle for me either. I actually did the math last year—got a quote with and witho...

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RE: How do they actually decide when a car is “totaled”?

I get where you’re coming from, but honestly, I’m a little wary about cars that get slapped with a salvage title, even if it “just looks cosmetic.” So...

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RE: Which is better for SR-22 in ND: local agents or online companies?

I’ve actually tried both—got quotes online and then walked into a local office just to see if they could beat it. The local agent was super friendly, ...

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RE: Confused about insurance rules in South Dakota—help me figure this out

I get where you're coming from—digital proof is convenient until it isn’t. In South Dakota, they technically accept electronic insurance cards, but I’...

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RE: little-known ways to snag cheaper insurance in Alaska

I’ve wondered about that too—like, if you switch every year, are you somehow flagged as a risky customer? I’ve heard both sides. Some people say loyal...

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RE: bumped someone's car lightly, no visible damage—should I report?

I totally get where you’re coming from—these days, cars are packed with sensors and tech that you can’t see from the outside. I used to think a light ...

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RE: quick heads-up on Arkansas auto insurance basics

Honestly, I used to roll my eyes at uninsured motorist coverage too—felt like the odds were slim. But after my neighbor got rear-ended by someone with...

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RE: anyone else feel like AAA insurance isn't what it used to be?

I've had mixed experiences with AAA lately too. Last time I called, it took forever, and the guy seemed rushed and not very thorough. Your tips are so...

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RE: finally found an insurance company in CA that doesn't drive me nuts

Same here, learned the hard way after a windshield crack wasn't covered—apparently glass coverage isn't standard either. Now I read every line twice, ...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

Wishful thinking for most people, I'd say. I mean, in theory, it sounds great—drop coverage, pocket the savings, and build yourself a nice little cush...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Yeah, I totally get your hesitation about those plastic sleeves—I was skeptical too. But honestly, they're surprisingly durable and way more convenien...

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RE: is accident forgiveness really worth it in Ohio?

I'd be careful assuming accident forgiveness is always worth it—even if you're sticking around long-term. Sure, your current insurer won't hike rates ...

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RE: Insurance tips for my vintage ride needed

Good points, but honestly, even if you document everything, standard insurers can still drag their feet when it counts. I'd seriously consider special...

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RE: is accident forgiveness really worth it in Ohio?

I've always been skeptical about accident forgiveness too—seems like just another way insurers pad their profits. But then again, one unlucky fender-b...

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RE: Just saved a chunk of cash on car insurance after defensive driving course

We did one of those courses with my daughter a couple years back. Honestly, I was pretty skeptical at first—figured it was just another box to tick fo...

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