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RE: Is reduced UM/UIM worth the savings on a Georgia policy?
The $250 deductible and the $180 annual savings cover different risks, so the deductible alone does not show whether the reduced option is a bad value. The more important question is which protection is being reduced. I...
RE: Getting Lost in the Maze of Uber and Lyft Insurance Rules
I get where you’re coming from, but I actually think there’s a way to make this less of a headache. Here’s what I did: first, I called my regular insurance and asked them straight up about rideshare gaps - turns out, som...
RE: How did you feel after your first accident and dealing with insurance?
Honestly, I never thought I’d be the person fussing over a dashcam, but after my first fender bender, I’m right there with you. Insurance folks really do zoom in on every detail - like, I swear they paused my footage fra...
RE: Getting Cheaper Car Insurance by Proving You Drive Less
Yeah, the glare is unreal on newer cars. I’ve had to wipe down the dash and turn off all the lights just to get a halfway decent shot. One trick: park in the shade, use your phone’s flash off, and zoom in a bit. Still, s...
RE: Why did my GEICO premium jump so much this year?
Honestly, sticking with one company out of habit can cost you. I used to think my “loyalty discount” was a big deal, but when I finally compared quotes, another carrier beat GEICO by $250 a year for the same coverage. He...
RE: Finding decent car insurance in Delaware without losing your mind
Finding decent car insurance in Delaware without losing your mind Can’t say I’m surprised about the backseat photo thing, honestly. Last year, my provider wanted pics of my tires and dashboard, which made sense... then ...
RE: Car insurance in Wyoming: who actually treats you right?
I hear you on the mismatched bulbs - drives me nuts too, but I’m too cheap to swap both unless I have to. As for insurance, I’ve been with State Farm for years here in Wyoming. When I hit a deer (well, more like the deer...