I see your point about defensive driving courses being helpful from a safety angle, but from my experience on the claims side, the actual impact on ac...

Good point about autopilot driving habits—it's easy to underestimate how quickly we slip into that mode. I've seen countless claims cross my desk that...

You're spot-on with this. I've handled claims where folks thought they'd save big on mileage discounts but ended up disappointed due to Alaska's uniqu...

I see your point, but from my experience, it's not always that straightforward. A few years back, I had an older sedan—nothing fancy, just reliable tr...

Fair point, but honestly, I've seen bigger insurers stumble just as badly during major events. Size doesn't always equal efficiency—sometimes it's jus...

Good point—seen plenty of folks regret cutting corners on coverage. Still, if you're careful and realistic about your car's value, tweaking deductible...

You're onto something here. From what I've seen, insurers do have internal notes—though how detailed they are really depends on the company. Constantl...

I tend to agree—mandatory rules often create more headaches than solutions, especially for something as niche as classic car storage. Incentives like ...

Interesting scenario, but realistically speaking, how often do these late-night encounters actually turn out badly? I've handled plenty of roadside cl...