It’s wild how “comprehensive” sounds like it should mean you’re covered for just about anything, but then you find out there are all these carve-outs ...

EXTRA COVERAGE ISN’T THE ONLY ANSWER I get where you’re coming from about insurance being the “real moat,” but I’m not totally convinced it’s the onl...

That’s a solid approach, but I’ve seen even careful drivers get blindsided—literally—on long trips. One fender bender and your premium could spike way...

Mileage-based plans sounded good to me too, until I realized I’d have to remember to snap those odometer pics. I’m the type who forgets what day it is...

Honestly, this is pretty much how I handle it too. My old Outback has seen its fair share of “parking lot kisses,” and if I called insurance every tim...

Totally relate to this. I’ve spent more time reading fine print than I care to admit—sometimes feels like you need a law degree just to figure out wha...

Title: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE? That’s exactly it—risk tolerance is such a personal thing. I’ve been running a...

Went through something similar last summer after a minor fender-bender near Springfield. Had to specifically ask about OEM parts—otherwise, they defau...

That's exactly what made me reconsider my own insurance choice last year. I've been a long-time Farm Bureau customer, mainly because they've always tr...

Totally agree with you on the location factor—moving from Gulfport to a smaller town near Hattiesburg saved me quite a bit on my premiums. But honestl...

You bring up a really good point here. I was in a similar boat a few years back—figured minimum coverage was fine since my car wasn't exactly fresh of...