I ran into the same confusion after a fender bender last year. The shop replaced my bumper, and the adjuster mentioned “betterment” because the new on...
Honestly, I get where you’re coming from. Those telematics apps can feel a bit invasive, and they don’t always play nice with older vehicles. My buddy...
That’s the part that always gets me. I had a friend with a local policy—looked great until he tried to claim after his flatbed got dinged hauling hay....
It’s wild how “comprehensive” sounds like it should mean you’re covered for just about anything, but then you find out there are all these carve-outs ...
EXTRA COVERAGE ISN’T THE ONLY ANSWER I get where you’re coming from about insurance being the “real moat,” but I’m not totally convinced it’s the onl...
That’s a solid approach, but I’ve seen even careful drivers get blindsided—literally—on long trips. One fender bender and your premium could spike way...
Mileage-based plans sounded good to me too, until I realized I’d have to remember to snap those odometer pics. I’m the type who forgets what day it is...
Honestly, this is pretty much how I handle it too. My old Outback has seen its fair share of “parking lot kisses,” and if I called insurance every tim...
Totally relate to this. I’ve spent more time reading fine print than I care to admit—sometimes feels like you need a law degree just to figure out wha...
Title: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE? That’s exactly it—risk tolerance is such a personal thing. I’ve been running a...
Went through something similar last summer after a minor fender-bender near Springfield. Had to specifically ask about OEM parts—otherwise, they defau...
That's exactly what made me reconsider my own insurance choice last year. I've been a long-time Farm Bureau customer, mainly because they've always tr...
Totally agree with you on the location factor—moving from Gulfport to a smaller town near Hattiesburg saved me quite a bit on my premiums. But honestl...
You bring up a really good point here. I was in a similar boat a few years back—figured minimum coverage was fine since my car wasn't exactly fresh of...