Yeah, that's pretty much spot-on. Did your cousin shop around right after the DUI or wait a bit? A lot of people jump ship immediately, but insurers u...

Interesting take, but have you considered looking into insurers that specialize in high-risk drivers? Sometimes they're not the smallest or local ones...

True, having a solid local agent helps, especially when things get messy. But I'm wondering—have you noticed if the responsiveness or availability of ...

Yep, spot on. Ever noticed how hail-prone areas can spike your comprehensive coverage? Curious if you've looked into mileage-based discounts too... so...

Roundabouts definitely have their pros and cons. I've seen data suggesting they reduce serious collisions overall, but you're right—it's heavily depen...

Couldn't agree more—routine checks are underrated. Curious though, have you also considered periodically reviewing your insurance coverage details? I'...

The point about rate hikes isn't wrong—claims can definitely affect your premiums, sometimes for a couple years depending on your insurer and driving ...